DSCR Loan Calculator

DSCR (Debt Service Coverage Ratio) is how lenders decide if a rental qualifies for an investor loan — based on the property's rent, not your personal income. Enter your numbers to see your DSCR, whether you'd qualify, and roughly how much you could borrow.

Your DSCR
1.03
Qualifies — most DSCR lenders fund ≥ 1.0
Qualify up to
$232,404
at DSCR 1.00
$
$
%
$/mo
Advanced options
yr
DSCR ratio1.03
Principal & interest$1,573/mo
Taxes & insurance$375/mo
Total payment (PITIA)$1,948/mo
Best-pricing loan (DSCR 1.25)$175,197
Qualifies — most DSCR lenders fund ≥ 1.0

DSCR loans qualify on the property's cash flow — not your personal income — so no tax returns or W-2s are required.

Get matched with a DSCR lender

DSCR loans qualify on the rental's cash flow — not your personal income, with no tax returns or W-2s required. Share where to reach you and we'll connect you with a lender for a no-obligation quote.

By submitting you agree to be contacted about financing. Rentway may receive compensation if you close a loan with a partner lender. Not a loan commitment or offer of credit.

More free investor calculators