DSCR Max Loan Calculator — How Much Can I Borrow?

DSCR lenders size your loan from the property's rent, not your personal income. Enter the monthly rent and today's rate to see the maximum loan the property supports at DSCR 1.00 (most lenders' floor), 1.20, and 1.25 — where the best pricing kicks in.

This rent qualifies for up to
$286,035
at DSCR 1.00 — most lenders' floor
$
%
$/mo
Advanced options
yr
At DSCR 1.00$286,035
At DSCR 1.20$228,828
At DSCR 1.25 — best pricing$217,387
Rent is your qualifying power

DSCR lenders qualify the property on its rent — not your income. Raising rent by $100/mo adds roughly $14,302 in borrowing power.

See your real rate and max loan

Get a no-obligation DSCR quote based on the rent you just ran — no W-2s or tax returns required. Just your email; we'll handle the rest.

By submitting you agree to be contacted about financing. Rentway may receive compensation if you close a loan with a partner lender. Not a loan commitment or offer of credit.

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