RentwayHELOC vs. Cash-Out Refinance Calculator
Need cash from a property but don't want to give up a low first-mortgage rate? Compare the two paths side by side: a HELOC keeps your current loan and adds an interest-only line, while a cash-out refi replaces the whole mortgage at today's rate. Enter your numbers to see which is cheaper per month.
The low rate you don't want to lose
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A HELOC gets you $100,000 while keeping your 3.75% first mortgage — $286/mo cheaper than a full refi.
Price both paths with a lender
One conversation gets you real quotes on both the HELOC and the cash-out refi — no obligation, and you keep whichever wins.
By submitting you agree to be contacted about financing. Rentway may receive compensation if you close a loan with a partner lender. Not a loan commitment or offer of credit.
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