DSCR Rate Sensitivity Calculator — Do I Qualify If Rates Drop?

A deal that misses DSCR at today's rates can qualify after just a small drop. Enter your rent and loan, then slide the interest rate to watch your DSCR move — and find the exact rate where your deal starts working.

DSCR at 7.5%
0.89
Doesn't qualify
Qualifies at
6.11% or lower
at DSCR 1.00
$
$
$/mo
7.5%
4.0%10.0%
DSCR at this rate0.89
Doesn't qualify
Advanced options
yr
Monthly payment (PITIA) at 7.5%$2,478/mo
Monthly rent$2,200/mo
Shortfall$278/mo

At 7.5%, each 0.25% rate drop moves this deal's DSCR up by about 0.019 — slide the rate to see exactly where it starts qualifying.

Your deal starts working at 6.11%.

Rates at or below 6.11% bring the payment down far enough for the rent to clear DSCR 1.00. Until then, lowering the loan amount or raising the rent works too.

We'll watch rates and email you the moment 6.11% makes this deal qualify.

One email when it's worth acting — no spam, unsubscribe anytime.

Check real DSCR pricing

Slider rates are estimates — actual DSCR pricing depends on your credit, LTV, and property. Share your email and we'll connect you with a lender for a real quote on these numbers.

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